Banking Knowledge

Study Notes and Chapters for Banking Knowledge for Online Preparation of Bank Exams


Banking Knowledge is the most important requirement for any kind of Bank Jobs Exams in India. This section deals with various types of Banks and its operations. It also covers major informaiton about SBI, RBI and other types of Banks operaating in India. From the history of Banks in India till current date Banking procedures, this section covers all of that. Whether its objective or descriptive, Banking knowledge is a must for every aspirant to know and understand to get high scores in Bank Exams.

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What you will learn

Laqshya Academy had provided free E-Learning and PDF Downloads about Banking Knowledge and Banking Awareness. In this section you will learn :

  • How Banks in India work
  • Improve Banking Knowledge
  • Increase operational knowledge of SBI, RBI, RRB and IBPS
  • Became an exeprt in Banking Knowledge and Banking Awareness
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Structure of Banking In India(IBPS & SBI Exam Oriented)

In structure of Banks in India we will inform you about all the information needed to pass any type of Bank exams and Bank job interviews in India. The general knowledge and Latest Banking awareness section fully covers the topics which are very important for study purpose to pass in SBI and IBPS PO and clerical exams. The weightage for Banking general knowledge and general awareness carries 10 to 15 marks, so its a very scoring subject and easy to prepare. The topics covered in this section of Latest banking awareness are well described and well elaborated. You can surf more sections to gain more updates about the Banking General knowledge.

      Structure of Banking In India


At the time of independence Indian banking system was not sound. There were hundreds of small banks under unscrupulous managements. Hence, in 1949 two major actions were taken which were very important from the point of view of structural reforms in the banking sector.


First, the Banking Regulation Act was passed. It gave extensive regulatory powers to Reserve Bank of India over the commercial banks. Another development of no less importance was the nationalization of the RBI. These two major developments in the immediate Post-Independence period proved to be the turning points in India�s commercial banking.

Indian banking system comprises of both organized and unorganized banks. Unorganized banking includes indigenous bankers and village money-lenders. Organized banking includes Reserve Bank of India, Commercial Banks, (including Foreign Banks), Development Banks, Exim Bank, Co-operative Banks, Regional Rural Banks, National Bank for Agriculture and Rural Development, Land Development Banks etc.




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